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Do buyers or sellers have the upper hand?. So who has the upper hand these days, buyers or sellers?. and it is the flexible owner who will see a quick sell. "Sellers are more negotiable.
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I disagree that it’s an automatic 10% hike – again only 10% for new builds but more importantly, they aren’t giving you 10%, they are lending you 10% so buyers aren’t making a free 10%, they are just possibly able to afford more and it’s only for first time home-buyers which aren’t that big of a portion of the market.
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Many buyers are waiving the clause in a purchase contract that protects their down payment if they can’t get a mortgage. Mortgage Contingencies | Buying Selling Home
Mortgage Loan Calculator – North Florida Mortgage Mortgage Calculator – Estimate Your Monthly Payments. – Conventional loans may also require private mortgage insurance (PMI) if your down payment is less than 20%. This monthly payment estimate is offered for educational purposes only. Opendoor Labs, Inc. is not a lender and this estimate does not constitute a loan offer.