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Mortgage rate plunge lowers a no-cost, 30-year fixed refi to 3.9% – Hard data is tough to find but there is this: Several years of data from Quantalytix show borrowers with credit scores of 740 or higher get lower FHA and VA rates with mortgage brokers than retail.
Mortgage brokers’ share of home loans on the rise – What I think: Mortgage brokers are back in a big way, not just with mortgage shopper gains but also because institutionally based mortgage loan officers are transforming themselves into brokers..
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